The Division 2

Premium currencies come in quantities that do not match the price of regular shop items, forcing you to spend more for less.

Battle Passes are timed exclusives. If you don't finish it in a given time you do not get what you paid for.

Contains premium currencies that can only, or almost exclusively, be purchased with real money.

Some items are locked behind the purchase of other items. (You may need to purchase an item to purchase another, or you need to purchase multiple items to unlock an extra item).

Contains lootboxes that can be bought with real money.

Requires additional purchases to play relevant content (such as expansions).

You can (or could) gain early-access to the game by spending more money.